This charming 4-bedroom, 2-bathroom brick home is located in the quiet Shaw Heights neighborhood of Westminster. The main level features a dining room, kitchen, two bedrooms, a bathroom and a large, permitted living room addition featuring tons of natural light, a cozy fireplace, mini split and easy access to the backyard. Garden beds, bird feeders, and a covered patio offer ample space for outdoor entertaining and relaxation. Additionally, the finished basement includes two bedrooms and a bathroom, with laundry and a family room or flex space. Improvements include newer windows, newer bathroom vanity, and owned solar panels with a transferable purchase agreement to keep utility costs low. This home offers not only comfort and style but also convenience with nearby shopping, and easy access to Highway 36 for trips to Boulder or Denver. Great neighbors, southern exposure and an oversized one-car garage with extra storage make this home an opportunity not to be missed. **This property qualifies for up to 2% or $9,500 in lender credits through the Community Reinvestment Act (CRA), regardless of income! Both Key Bank and Sunflower Bank are participating in this program. These funds may be used towards Closing Costs, Pre-paids or Buy-down. This program is approved for 2nd homes and investment property financing as well.***