Live in one side and reduce your monthly payment with the rent from the other unit AND get a VERY Discounted FHA or conforming interest rate offered by the seller FOR The ENTIRE TERM of the LOAN. Call agent for detailed info. Further, unlike a residential loan qualification, HERE YOU QUALIFY AT THE NET LOWER PAYMENT, affording greater buying power. You are the master of your own property, controling who lives in the other unit while gaining appreciation in a duplex investment property that is NOT SUBJECT TO HOA or increasing HOA fees or special assessments. The seller has purchased an interest rate lock commitment on the lower interest rate. Call the agent for complete details. Description Certified ChatGPT Free.